Annuity Rate
Annuity Rates
Through September 30, 2025
Annuity 1st Year Introductory Rate: 3%
Renewal and Current Guarantee Rate: 3%
Looking for ways to save money? Although you may already have life insurance, are trying to save for retirement? Have you considered an RBO Tax Deferred Flexible Premium Annuity?
RBO offers tax deferred savings through their flexible premium Annuities.
An individual can make annuity deposits at their discretion. First, an RBO annuity can be opened for as little as $100. Then, supplemental deposits can be made for $25 or more at the discretion of the member. Furthermore, a member between the ages of 18 to 80 can choose a maturity date for the plan. But it must be at least six years form the issue date and no later than the policy anniversary nearest the member’s 100th birthday.
Although there is an IRS penalty for early withdrawal (before 59 1/2). The member may withdrawal any portion of his or her account value at anytime. In some cases the withdrawal may be subject to a surrender charge. With RBO, there is a penalty for early withdrawal (before 7 years): 1st year 6% of the annuity balance, decreasing by 1% each year so in the 7th year the penalty is 0%.
Once more, RBO Annuities can provide savings to protect against prolonged life and can help you save for your future retirement.
For more information, please contact the home office at 215-563-2537 or email info@rbo.org. Apply today by completing the below Annuity Application & Suitability Questionnaire.